Wild Wild Riches, Megaways, Returns, Pearls or Joker? How Pragmatic Play’s money-collect “Wild Wild” slots compare

Short answer — Pragmatic Play’s five “Wild Wild” money-collect slots all work the same way: a wild on certain reels collects the money symbols it connects with. The numbers around that rule differ a lot. The original Wild Wild Riches has the highest RTP at 96.77%. Its Megaways version is the lowest at 96.02%, but it is one of two pages that state a cap, 10,000x. Returns (96.50%) moves the collect onto reel five, with money values up to 10,000x and an “Irish Spins” mode at 10x the bet. Pearls (96.46%) and Joker (96.49%, 5,000x cap) add their own twists. We read all five pages on 19 October 2026.
These games look like close siblings, so this guide shows what you trade when you pick one over another.
The five games side by side
| Game (official page) | RTP | How money is collected | Values and extras | Max win stated |
|---|---|---|---|---|
| Wild Wild Riches | 96.77% | Wilds on reels 1–2 collect money on reels 3–5 | money 1x–25x; jackpots 50x/100x/500x; reel-5 multiplier 2x/3x/5x | not stated |
| Wild Wild Riches Megaways | 96.02% | Wilds on reels 1–2 collect money on reels 3–6 | money 1x–20x; jackpots 25x–250x; 2x/3x/5x; gamble for spins | 10,000x |
| Wild Wild Riches Returns | 96.50% | Wilds on reels 1 and 5 collect money on reel 5 | money up to 10,000x; wild 1x/2x; Irish Spins at 10x bet; 100x buy in select markets | not stated |
| Wild Wild Pearls | 96.46% | Wilds on reels 1–2 collect money on reels 3–6 | jackpots up to 100x; full reel x2 (reels 3–4) or x4 (5–6) | not stated |
| Wild Wild Joker | 96.49% | Pays both ways; outer wilds collect connected money | Boost Wild and Respin Wild | 5,000x |

How a collect works, with an example
In Wild Wild Riches, a wild on reel 1 or 2 collects money symbols worth 1x–25x on reels 3–5. A random multiplier of 2x, 3x or 5x on reel 5 can multiply the total. As an illustrative example of our own, on a ₱10 bet: a wild collecting money symbols of 5x and 12x pays 17x, or ₱170. A 3x multiplier on reel 5 makes that ₱510.
What each version changes
- Megaways: extends the money symbols to reel 6 with 1x–20x values and 25x–250x jackpots. It offers 6–20 free spins, with a gamble option to try for more before the round starts.
- Returns: wilds on reels 1 and 5 can carry 1x or 2x and collect money on reel 5 worth up to 10,000x. In free spins, values build in a meter that pays if a wild lands at the end. “Irish Spins” cost 10x the bet and play with only wild, bonus and money symbols. A 100x bonus buy is available in select markets.
- Pearls: jackpots of up to 100x on reel 6. Filling a whole reel with money multiplies the win: x2 on reels 3–4, x4 on reels 5–6. Super Free Spins raise these to x3 and x5.
- Joker: pays in both directions. Random Boost Wilds raise money values, and Respin Wilds trigger respins.
The RTP gap in pesos
Riches (96.77%) against Riches Megaways (96.02%) is a 0.75-point gap, one of the widest between an original and its Megaways version on Pragmatic’s site. On ₱10,000 of total bets, that is an expected long-run cost of ₱323 against ₱398, a ₱75 difference by our calculation. Irish Spins at 10x the bet mean ₱100 per spin on a ₱10 base bet, so check what they cost before using them.
Which one to open
- For the best long-run return, choose the original Wild Wild Riches.
- For more ways and a stated 10,000x cap, choose Megaways, accepting the lower RTP.
- For big single money values and the Irish Spins mode, choose Returns, after checking costs.
- Confirm the RTP in the game’s information screen at your platform.
Before you play
Online gaming in the Philippines is for adults only (21+), so check the age rule and the licence of the platform you use. Set a budget and a time limit before you start. Gamble options and higher-cost spin modes can use up a budget quickly.
Sources (checked 19 October 2026): the five Pragmatic Play game pages linked in the table. The collect example and peso figures are our own calculation.